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Need Working Capital
Working Capital
Loan amount equals 30% of top line revenue on the last filed business tax return, up to a maximum of $150k
Businesses can get up to 3 loans per year, waiting 90 days in between apps
Loans can only be used for working capital
Guarantor’s credit score must be 680 or higher
ETRAN minimum is 155
Interest Rates from 5-8%
Funding within One Week
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Documents required for loans up to $350k
Documents required for the 1-week $150k program
CreditBench Application
Detailed use of proceeds explanation
Color copies of the fronts of all guarantor drivers’ licenses
Last three years of personal and business tax returns
If 2021 taxes haven’t been filed, we also need a year-end 2021 P&L Statement and Balance Sheet
YTD 2022 P&L Statement & Balance Sheet, dated within the last 60 days
Current business debt schedule
SBA Form 1919
Color copies of the fronts of all guarantor drivers’ licenses
Last two years of filed business tax returns