Working Capital

  • Loan amount equals 30% of top line revenue on the last filed business tax return, up to a maximum of $150k
  • Businesses can get up to 3 loans per year, waiting 90 days in between apps
  • Loans can only be used for working capital
  • Guarantor’s credit score must be 680 or higher
  • ETRAN minimum is 155
  • Interest Rates from 5-8%
  • Funding within One Week

Documents required for loans up to $350k

Documents required for the 1-week $150k program

  • CreditBench Application
  • Detailed use of proceeds explanation
  • Color copies of the fronts of all guarantor drivers’ licenses
  • Last three years of personal and business tax returns
    If 2021 taxes haven’t been filed, we also need a year-end 2021 P&L Statement and Balance Sheet
  • YTD 2022 P&L Statement & Balance Sheet, dated within the last 60 days
  • Current business debt schedule
  • SBA Form 1919
  • Color copies of the fronts of all guarantor drivers’ licenses
  • Last two years of filed business tax returns