Buying Equipment

Are you a small business owner that needs to purchase equipment for your business? Whether you're a Startup or Seasoned Business, Finance Link has solutions to get your equipment financed. Click on the apply now button on any page to submit a credit app for us to review.

Vendor/Dealer Financing

Let Finance Link be an option to get your customers the financing they need to purchase your equipment. We provide financing for all types of business equipment and we have solutions for A Credit - D Credit Clients. For more information, visit our Vendor Partners page under Our Partners Tab

Private Party Seller Financing

Are you a Business Owner that needs to sale your equipment? If you have a potential buyer that needs financing, please refer them to Finance Link. We provide financing for private party equipment transactions

Equipment Broker Financing

Equipment Brokers play a crucial role in helping customers sale their equipment and helping buyers find the right equipment. Partner with Finance Link to offer Financing to your non cash buyers so we can help get your transaction closed.

Equipment Types

Medical & Healthcare Equipment
Veterinary Equipment
Dental Equipment
Commercial Printers
Software
Computers
Copiers
Office Technology
Office Furniture
Video Production Equipment
Embroidery & Engraving
Brewery Equipment
Restaurant Equipment
Fitness Equipment
Dry Cleaning Equipment
Telecommunications

Laundromat Equipment
Car Wash Equipment
Automotive Equipment
Cash Registers
Point of Sale
Alarm & Security Systems
Sprinkler & Fire Alarm Equipment
Water Coolers
Water Filtration
Vending Equipment
Walk-in Freezer/Coolers
Refrigeration
Musical Instruments
Signage
Digital Boards

Small Business Equipment Financing

Qualifications

2 year Time in Business
Transactions from $10,000 – $250,000
Time Licensed Considered for Medical Professionals
Min 670 Fico Required
24-84 Month Terms
New and Used Equipment
Dealer and Private Party Equipment Accepted
No Bankruptcy within last 2 Years

Application Process

Completed Vendor or Finance Link Application
3 Months Bank Statements
Dealer Invoice and Equipment Specs

Timeline

1-3 Business Days after full application submission

Heavy Equipment Financing

Used to purchase Heavy Duty Equipment in the Logging, Transportation, Construction, Recycling, Aviation, Oil & Gas , Marine Industries

Qualifications

2 year Time in Business
Transactions from $25,000 – $20,000,000
Min 670 Fico Required
24-84 Month Terms
New and Used Equipment
Dealer and Private Party Equipment Accepted
No Bankruptcy within last 2 Years
Paynet Required on Some Transactions

Application Process

Completed Vendor or Finance Link Application
3 Months Bank Statements
Dealer Invoice and Equipment Specs

Timeline

1-7 Business Days after full application submission

Additional Items needed For Transactions over $250,000

Past 2 Years Business Tax Returns ( For Transactions over $250,000)
Past 2 Years Business Financials – PL, Balance Sheet, Income Statement
Interim Financial Statements
Business Debt Schedule
PFS ( Personal Financial Statement
Past 2 Years Personal Tax Returns

Equipment Types

Long Haul Trucking Equipment
Passenger Vehicle Equipment
Aviation Equipment
Heavy Construction Equipment
Oil & Gas Industry Equipment
Agriculture & Farming Equipment
Recycling Industry Equipment
Manufacturing Equipment

Subprime Equipment Financing

Used for Business owners with less than 2 years time in business or who doesn’t meet the minimum 670 Fico Score Requirements.

Qualifications

Sole Proprietorship, Start-up Business Entity
Transactions from $25,000 – $250,000
Min 550 Fico Required
24-48 Month Terms
New and Used Equipment
Dealer and Some Private Party Equipment Accepted
No Bankruptcy within last 2 Years

Timeline

1-10 Business Days after full application submission

Application Process

Completed Vendor or Finance Link Application
3 Months Bank Statements
Dealer Invoice and Equipment Specs

Equipment Type

Small Business Equipment and Heavy Equipment Financing Available