Buying A Business

Are you a small business owner that needs to purchase equipment for your business? Whether you're a Startup or Seasoned Business, Finance Link has solutions to get your equipment financed. Click on the apply now button on any page to submit a credit app for us to review.

Let Finance Link be an option to get your customers the financing they need to purchase your equipment. We provide financing for all types of business equipment and we have solutions for A Credit - D Credit Clients. For more information, visit our Vendor Partners page under Our Partners Tab

SBA 7A Loan Program

Common Uses for the SBA 7A Loan

  • Loan Amounts from 30,000 - 5,000,000
  • Competitive Government Backed Rates
  • Loan Terms up to 25 Years
  • Providing Working Capital
  • Buying a Business
  • Purchasing Real Estate, including land and buildings
  • New Construction or Renovations
  • Providing Capital for Business Expansions
  • Providing Financing for the purchase of Equipment, Machinery, materials and supplies

Who Qualifies for the SBA 7A Loan

Documents that are needed to be filled out and submitted to begin the Application process

  • Operate for profit
  • Be considered a small business, as defined by SBA
  • Be engaged in, or propose to do business in, the United States or its possessions
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan
  • Use the funds for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Borrower information form which is the SBA 1919 Form
  • Personal Background form 912
  • Personal Financial Statement form 413
  • Business Financials ( Profit & Loss Statements and Projected Financial Statements
  • Tax Returns (Business & Personal)
  • Resumes of all owners
  • Current Business Debt Schedules

USDA Loan Programs

Business & Industry Program (B&I)

The USDA B&I loan program helps small businesses by providing financing up to 25M million to create jobs and stimulate rural economies 

Loans are provided in rural areas and towns with populations less than 50,000. The borrower’s headquarters may be based within a larger city as long as the project is located in an eligible rural area. Projects should produce new job opportunities for local residents and make positive impacts on the local environment or economy.


  • Loan Amounts from 2 Million to 25 Million
  • 7- 30 Year Loan Terms
  • Loan Must be made in areas with populations less than 50,000
  • Competitive Government Backed Rates

Common uses of the USDA B&I Loan

Who Qualifies for a USDA B&I Loan

  • Working Capital
  • Buying a Business in a Rural Area
  • Small Business Expansions
  • Commercial Real Estate purchases
  • The Purchase of Essential Business Equipment
  • The Purchase of Inventory
  • Refinancing of Current Business Debt
  • For-profit or nonprofit businesses
  • Cooperatives.
  • Federally-recognized Tribes.
  • Public bodies.
  • Individuals engaged or proposing to engage in a business.